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Blog

Healthcare Reform Updates

August 10th, 2017

What is new in benefits? Well, maybe a lot and maybe not! We give you a rundown on the differences between the ACA and the proposed The Better Care Reconciliation Act (BCRA) plan.

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IRS INCREASES HSA LIMITS FOR 2018

June 2nd, 2017

On May 4th, the IRS announced the increased HSA limits for 2018. The minimum deductible and maximum out-of-pocket expense amounts for High deductible health plans (HDHPs) were released the same day. The changes in annual contribution amounts reflect any fluctuations in cost of living in the United States. Some amounts increased, but not all. The […]

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4 Tips to educate your employees about healthcare expenses

April 12th, 2017

Health benefits should be easy, after all, they are benefits. However, too often, they are confusing and poorly communicated to employees. A survey, conducted by Healthcare Trends Institute, provides important information on employee’s feelings related to their health plans, communication preferences, health plan costs, and employee financial and retirement preparedness. Here are 4 tips as […]

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Traditional or High-Deductible Health Plan with HSA

March 21st, 2017

Which plan is right for you? Given that health insurance costs keep climbing, it’s important to understand your options when considering which plan is right for you.  Make sure to carefully review  the details of your specific plan(s). The premiums, deductibles, out-pocket-maximums, and your employer’s HSA contribution are all factors to consider in choosing the […]

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Stand-Alone HRA’s Allowed for Qualified Small Employers

March 16th, 2017

The 21st Century Cures Act, was passed on December 13, 2016, which allows small employers to sponsor a stand-alone Health Reimbursement Account (HRA). A stand-alone HRA is a plan not paired with a group health insurance plan. This type of HRA known as a Qualified Small Employer Health Reimbursement Arrangements (QSEHRA), allows small employers to […]

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Put our experience to work for you

September 8th, 2016

Having been in the benefits industry for as long as we have, it’s not surprising that the folks at 121 Benefits know it through and through.

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